Oklahoma City Bankruptcy Lawyer

"Bankruptcy" has been a frightening word for a long time, but its association with embarrassment and irreversible loss is largely unjustified.

When you are struggling with overwhelming debt, bankruptcy is more of a saving grace than a burden. You simply need to work with an experienced lawyer who can protect your valued assets while providing a way to start over financially. That is what I offer my clients everyday at Kenneth L. Peacher, II Attorney At Law.

Simple, Quick Debt Relief Options Are Possible

Individuals who struggle with medical debts, credit card debt, divorce-related debts and many other unexpected financial hardships can find a solution — and a relatively painless one — through bankruptcy. The moment you retain my services as your bankruptcy lawyer, I take over all correspondence from creditors. Wage garnishments or bank garnishments and even foreclosure actions are halted immediately through bankruptcy's "automatic stay."

Contact my office to learn more about whether or not bankruptcy is right for you. I handle cases of:

  • Chapter 7 bankruptcy for individuals, the liquidation of assets and debt discharge
  • Chapter 13 bankruptcy for individuals, the restructuring of debts and debt discharge
  • Chapter 11 reorganization
  • Chapter 12 family farmer
  • Bankruptcy for sole proprietorship businesses
  • Bankruptcy for corporations
  • Issues associated with tax indebtedness and their potential discharge bankruptcy
  • Issues associated with the relationship between bankruptcy and divorce

I have been an Oklahoma City-area attorney for more than 35 years. In that time I have had the privilege to work on high-level bankruptcy cases, arguing before the 10th Circuit Court of Appeals in Denver. These oral arguments took place before a panel of judges, with pressing time constraints, and I am proud to have achieved favorable results in such challenging cases.

When you work with me, you will work with an attorney who takes the time to understand your unique financial challenges and has the skill to find a solution even when all seems lost.

Contact my office to schedule a free initial consultation.

I operate a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.

Options:
In 2005, Congress passed sweeping changes to the bankruptcy code dictating which type of bankruptcy a person may pursue. Individuals can choose Chapter 7, a liquidation process that involves a means test focused on household earnings over the previous six months and number of dependents.

The U.S. Trustee Program website has a good explanation of the means test. Another option is Chapter 13, which requires repayment of a portion of your debt over time, normally five years.

U.S. Court - Bankruptcy Basics
http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics.aspx

U.S. Trustee Program
http://www.justice.gov/ust/eo/bapcpa/meanstesting.htm